author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

March 14, 2026

Here are the professional tips you need to succeed at credit card debt negotiation.

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Can I Get a Debt Consolidation Loan Without a Job?
Can I Get a Debt Consolidation Loan Without a Job?

March 14, 2026

You might qualify for a debt consolidation loan even without a job. Here’s how it works.

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Balance Transfer vs. Consolidation Loan
Balance Transfer vs. Consolidation Loan

March 14, 2026

Looking for a way to manage multiple debts? Here’s how a balance transfer or consolidation loan could help.

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10 Ways to Clean Up Your Finances
10 Ways to Clean Up Your Finances

March 14, 2026

Start the year off right with our 10 favorite money tips, from maxing out your…

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Can You Inherit Credit Card Debt?
Can You Inherit Credit Card Debt?

March 18, 2026

It’s possible to inherit someone else’s credit card debt. Find out if any of the reasons might apply to you.

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Reducing Expenses During a Sudden Financial Hardship
Reducing Expenses During a Sudden Financial Hardship

March 18, 2026

Struggling to keep up with your debt payments? A financial hardship assistance program could be just what you need.

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Emergency loans for bad credit
Can You Get An Emergency Loan With Bad Credit?

March 18, 2026

Sometimes you need money in a hurry. But bad-credit loans can be bad news. Consider these better options.

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What Happens When a Credit Card Goes to Collections
What Happens When a Credit Card Goes to Collections?

March 18, 2026

Got a credit card collections call? You're not alone. Here's how to handle it.

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Debt Relief vs. Personal Loan
Debt Relief vs. Personal Loan

March 18, 2026

What's the better debt-buster? A personal loan or professional debt relief? Make the right choice for your situation.

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Automated Debt Collection
What to Do About Automated Debt Collection Calls

March 18, 2026

Many debt collection agencies send automated debt collection messages. Find out what you can do about it.

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