author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

This Is the One Thing You Should Never Do When You're Dealing with Debt
This Is the One Thing You Should Never Do When You're Dealing with Debt

March 11, 2026

When you need a fistful of cash to fix a financial problem, there’s one cookie jar you shouldn’t reach into.

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How Do You Know When Your Debt is Too Big to Try to Repay in Full?
How Do You Know When Your Debt is Too Big to Try to Repay in Full?

March 7, 2026

When you’re drowning in debt, there’s a lifesaver to grab. Here are your options when your debt is too big.

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Forget $5 Coffees
Forget $5 Coffees. Here's How to Save Big Money and Slash Your Debt

March 11, 2026

Cutting back on coffee could help you get out of debt. But here’s how to make even bigger moves.

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Can You Inherit Debt?
Can You Inherit Debt?

March 11, 2026

You almost never inherit debt. Only a few rare situations make you responsible for someone else’s bills.

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4 Bad Ways to Pay Off Debt
7 Bad Ways to Pay Off Debt (and What to Do Instead)

March 12, 2026

Trying to decide what to do about your debt? Check out these bad debt payoff methods so you know what not to do.

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What Are the Signs I Should File for Bankruptcy?
What Are the Signs I Should File for Bankruptcy?

March 11, 2026

When debt creeps up on you, bankruptcy is one option. Keep reading to learn more about bankruptcy and its alternatives.

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Why You Should Have a Will, Even if You’re Not Rich
Why You Should Have a Will, Even if You’re Not Rich

March 11, 2026

A will is an essential legal document that you need, even if you’re not rich.…

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Five Back-to-School Shopping Tips that Save Money
Five Back-to-School Shopping Tips that Save Money

March 12, 2026

If you're stressed out about all the supplies you'll need to get for your kids…

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How to Improve Your Financial Health
How to Improve Your Financial Health

March 12, 2026

Your financial health is just as important as your physical health. Read these simple tips…

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Who Can Access Your Credit Report
Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect

March 12, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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