author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Use Credit Cards Wisely
Can I Still Use My Credit Card After Debt Settlement?

December 8, 2025

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

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7 Good Financial Habits to Master
7 Good Financial Habits to Master

December 6, 2025

Having financial goals is important. Read more about 7 good financial habits to master in…

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Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

December 10, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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3 Unexpected Costs of Raising a Kid
6 Unexpected Costs of Raising a Kid

December 9, 2025

Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.

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How to Manage Student Loan Debt
How to Manage Student Loan Debt

December 8, 2025

Student loans can be a lot to manage, but you’ve got choices. Learn clear steps to pay less and stress less.

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Why You Should Have a Will, Even if You’re Not Rich
Why You Should Have a Will, Even if You’re Not Rich

December 2, 2025

A will is an essential legal document that you need, even if you’re not rich.…

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

December 19, 2025

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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