
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 1, 2026
Minimum credit card payments mean more interest could impact your credit score. Find out why your payments matter.
Read moreMarch 2, 2026
Without a credit history, you're practically invisible. Keep reading to learn how to be seen and admired.
Read moreMarch 2, 2026
A debt avalanche could save you time and money when paying off credit card debt. Learn how it works here.
Read moreMarch 2, 2026
Are your Social Security benefits at risk if you don't pay creditors? See which benefits are protected from garnishment.
Read moreMarch 2, 2026
Different times call for different spending strategies. Here are the best ways to use credit cards in a recession.
Read moreMarch 7, 2026
Got too much debt? Here’s how debt settlement might help.
Read moreMarch 1, 2026
Struggling with multiple credit card debts? Don’t worry. You have choices. Professionals could help, too. Learn how.
Read moreMarch 1, 2026
Babies are cute—and expensive. Here’s how to budget as a new parent and steer clear of debt.
Read moreMarch 2, 2026
Working with your spouse to pay off debt can increase your chance of success. Here’s how to get motivated.
Read moreMarch 2, 2026
A part-time salary doesn’t have to stop you from becoming debt-free.
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