author

Christy Bieber

Financial content writer

Christy Bieber has been writing about personal finance and law for 16 years. She has a JD from UCLA School of Law with a focus on business law, and a BA in English, Media & Communications from the University of Rochester, as well as a Certificate of Business Administration.

Are You Still Not Using a Hardship Program for Your Loans?
Hardship Debt Relief Program: Complete Guide

March 18, 2026

Look into a debt hardship program if you're struggling, as these programs could help you save money and stress.

Read more
This Is the One Thing You Should Never Do When You're Dealing with Debt
This Is the One Thing You Should Never Do When You're Dealing with Debt

November 1, 2026

When you need a fistful of cash to fix a financial problem, there’s one cookie jar you shouldn’t reach into.

Read more
4 Signs Your Debt Repayment Strategy Might Be Failing
4 Signs Your Debt Repayment Strategy Might Be Failing

May 23, 2026

Debt repayment strategy isn’t working out? It might be time to make a change. Here’s how.

Read more
Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?
Government Shutdown: What Can Federal Workers Do If They Can't Pay Their Bills?

October 23, 2026

If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?

Read more
Is debt consolidation a good idea?
Is Debt Consolidation a Good Idea?

August 31, 2026

One loan, one payment: learn when debt consolidation could work in your favor, and when it might not.

Read more
Should You Change Your Financial Planning?
Should You Change Your Financial Planning?

October 26, 2026

Financial planning is important for everyone—whether you're wealthy or not.

Read more
Can My Social Security Be Garnished
Can Creditors Garnish Your Social Security Benefits?

October 24, 2026

Are your Social Security benefits at risk if you don't pay creditors? See which benefits are protected from garnishment.

Read more
What Is the 50-30-20 Rule?
What Is the 50-30-20 Rule?

May 29, 2026

Want to make it easier to manage money? The 50/30/20 rule could work for you. Here’s how.

Read more
Snowball vs. Avalanche Method
Snowball vs. Avalanche Method: Your Total Cost

October 27, 2026

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

Read more
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt

October 31, 2026

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

Read more