author

Christy Bieber

Financial content writer

Christy Bieber has been writing about personal finance and law for 16 years. She has a JD from UCLA School of Law with a focus on business law, and a BA in English, Media & Communications from the University of Rochester, as well as a Certificate of Business Administration.

Is Severance Pay Taxable? How Job Loss Affects Your Taxes
How Is Severance Pay Taxed: 2025 Guide

March 23, 2026

Laid-off workers get taxed on severance pay, adding insult to injury after a job loss. Here’s how it might impact you.

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How to Decide Whether to Add to Your 401(k) or Pay Off Your Debt
How to Decide Whether to Add to Your 401(k) or Pay Off Your Debt

May 4, 2026

Passing up a 401(k) match is a big deal, but there may be times to focus on debt first.

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Who Qualifies for Debt Settlement or Consolidation Programs?
Who Qualifies for Debt Settlement or Consolidation Programs?

March 21, 2026

If your debt feels unmanageable, debt settlement or consolidation could help. Here’s who qualifies and how to choose.

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Can My Social Security Be Garnished
Can Social Security Benefits Be Taken If You Have Unpaid Debt?

April 18, 2026

Are your Social Security benefits at risk if you don't pay creditors? See which benefits are protected from garnishment.

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Debt Consolidation Without a Loan
Debt Consolidation Without a Loan

March 18, 2026

You can bundle and streamline debt payments without a debt consolidation loan. Here's how it’s done.

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Why Your Debt Payoff Plan Isn’t Working (and How to Fix It)
Why Your Debt Payoff Plan Isn’t Working (and How to Fix It)

May 4, 2026

If your debt payoff plan is causing you frustration, we’ll show you some solutions to get on a successful path.

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I Went From Late Payments to an 810 Credit Score. Here's How
I Went From Late Payments to an 810 Credit Score. Here's How

March 29, 2026

Can you move from late payments to excellent credit? Absolutely. Here's how I did it.

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Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance

March 28, 2026

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

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What Is House Poor?
What Is House Poor?

May 2, 2026

Too much house, too little money: How being house poor can harm your future.

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How Does Medical Debt Should Up on Your Credit Report
How Does Medical Debt Show Up on Your Credit Report?

April 14, 2026

A rule keeping medical debt off credit reports has been struck down by the courts, but some protections remain in place.

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