FREEDOM DEBT relief REVIEWS

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trustpilot
4.6/5 • 46,452+ reviews
bestCompany
4.7/5 • 18,830+ reviews
consumerAffairs
4.3/5 • 33,777+ reviews
google
4.6/5 • 512+ reviews

Trustpilot reviews

People were great attention to detail explanation very good very considerable about helping me through my situations very understandable and easy to get along with

Michael Garceau, US • Jun 30, 2025

Very informative and helpful

Amir Mizany, US • Jun 28, 2025

I'm so grateful for freedom Debt relief. I would recommend this system to everyone that have financial issues knowing i was living off paycheck by paycheck. To cover these bills my best decision was to contact freedom debt relief. They are very nice, easy...

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Nathaniel Grant, US • Jun 27, 2025

The way in which they are resolving my debt, when it was looking like things were just dragging along. Great move

Wesley V Totten, US • Jun 26, 2025

Very profecional

Fara Rodriguez, US • Jun 26, 2025

Very helpful and always reaching out

Doris Alonso, US • Jun 26, 2025

Rated 4.6/5 based on 46,452+ reviews. Showing only 4 and 5 star reviews.

BestCompany reviews

I had a great experience with them. The staff was extremely friendly, attentive, and knowledgeable. They made me feel confident in my decision. I appreciated their professionalism and expertise. I would highly recommend their services.

Ann • Jun 30, 2024

Thank you for your help. I am recently in medical condition , recovering from back surgery and have difficulty to pay my debts. I appreciate your job!

Yelena Weiss • Jun 28, 2025

Lydia Soto • Jun 27, 2025

Brian Anderson • Jun 27, 2025

Speaking over phone with representative was a pleasure ....made me feel welcome and gave me excellent information and how they would be able to help me get out of debt

federal debt relief • Jun 27, 2025

I like the peace of mind I have. And the people they are very nice and friendly and willing to help in any way they can.

Norma Cooper • Jun 27, 2025

Rated 4.7/5 based on 18,830+ reviews. Showing only 4 and 5 star reviews.

Consumer Affairs reviews

After the phone is answered, I’m usually talking to someone. Their nice customer service representatives are nice and communicative, and understand what you are trying to say. The questions I’ve had so far have been answered, either by telephone call or e...

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Shannon, Marrero, LA • June 21, 2025

I totally recommend Freedom Debt Relief because I couldn’t do it myself. They helped me manage my debt. Helped me make a budget and helped me make a plan for my saving, spending and now I’m free of debt. Customer service and all the representatives are so...

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Rosa, El Centro, CA • June 20, 2025

Can’t thank you enough for fixing my debt. You took over the bills and made my stress away. My credit score was super low and it’s been going up and the debt collectors are being paid off. It went by pretty fast too. I’m almost debt-free. I was $97k in de...

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Betsy, Murphy, ID • June 20, 2025

Freedom Debt relief has helped me towards the right path with my finances. They are very resourceful and shows empathy towards my expenses. They continue to communicate to me in a timely fashion and have answered all my questions. I would recommend this p...

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John, New Caney, Tx 77357-4730, TX • June 19, 2025

I was skeptical at first, but this is the best decision I made. Freedom kept me informed, instilled a level of trust and is easy to use. I struggled before and my relationship with debt is manageable and I learned a lot. Now, I am still on track and almos...

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Teresa, Peoria, AZ • June 19, 2025

Freedom Debt Relief has been a wonderful surprise. They have worked 99% of my accounts in a very short time frame. They identify me when something changes and always ask permission before moving ahead. When one creditor file court docs against me there te...

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John, Jacksonville, FL • June 18, 2025

Rated 4.3/5 based on 33,777+ reviews. Showing only 4 and 5 star reviews.

Google reviews

I was with another company for just over 6 months and while I watched my escrow account grow, not one account had been settled and once they had me, the awesome customer service I had gotten turned into no customer service. So I switched to Freedom Debt ...

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Tracy Smith • Jul 16, 2024

Thank you FDR best decision I have ever made. Such an amazing team of counselors so caring and professional always willing to help and put you at ease. I really appreciate all the support as I was struggling to find a way out of debt and thank God I made...

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Gladys Rodriguez • Jun 16, 2024

Speaking from the other side of Freedom Debt Relief, I graduated my program a couple of months ago now and I recommend it to everyone who was in my situation. It was so scary in the beginning, especially when you’re dealing with your credit score and mone...

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Kristen S. • Jun 16, 2024

Where to start..Like many hard working people, I was beyond being able to handle my debt. I googled debt reduction programs and chose Freedom from Debt relief. The program was easy to navigate. The FDR folks have helped me every step of the way. Now I ha...

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william dulaney • Jun 16, 2024

Freedom Debt Relief was great for us. Not only did they help us with the creditors but we learned a lot along the way. Customer Service and legal help was outstanding. They stepped in and got us through what we couldn't do ourselves. We would recommend FD...

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Douglas Mewhorter • Jun 16, 2024

I was in a place in my life where I decided I needed to figure out my future without debt. I didn't have a lot of debt, but it was overwhelming to me to think of how long it might take me to pay off my credit cards I had.. I then found Freedom Debt Relief...

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Heidi Rigby • Jun 16, 2024

Rated 4.6/5 based on 512+ reviews. Showing only 4 and 5 star reviews.

Actual clients of Freedom Debt Relief. These clients’ endorsements are non-paid testimonials. Individual results are not typical and will vary.


AWARDS AND RECOGNITION

FDR - BBB

FDR - Forbes Advisor

FDR - ABCS

FDR - Money

Questions about Freedom Debt Relief reviews

Yes. Not only is Freedom Debt Relief a legitimate company, it was one of the first companies ever to offer consumers debt settlement services when it was founded in 2002. Today, we employ over 1,600 people across the United States, and are accredited by the Better Business Bureau (BBB) with an A+ rating.

Different types of debt relief can appear on your credit report in different ways. Debt settlement, which is what the Freedom Debt Relief program offers, may appear as 'settled for less than owed,' 'Account paid for less than full balance,' 'Paid in full for less than the full balance,' or similar phrases. It will remain on a credit report for 7 years from the original delinquency date.

The way a debt relief program affects your credit depends on the details of your credit report when you enroll. Debt settlement may cause your credit score to decline, especially if you have a strong score when you enroll. That said, one important measure of financial stability is your debt-to-income ratio. As your enrolled debts are resolved and your overall balances decrease, your debt-to-income ratio should improve, which may benefit your financial profile over time. Freedom Debt Relief is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit.

Debt settlement, which is key to how the Freedom Debt Relief program works, is not the right solution for everyone. Are you having trouble keeping up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts? Are you unable to qualify for a good rate on a personal loan? Worried bankruptcy may be your only option? If any of these describe you, then debt settlement may be worth the credit impact it could have.

Any debt relief program that uses debt settlement can only work if you stop making payments to creditors, which will likely impact credit score and could result in legal action by some creditors. That’s why Freedom Debt Relief collaborates with a network of attorneys to support clients who may face legal challenges during the debt settlement process. Not all debt relief companies provide this, and Freedom Debt Relief provides it for no additional cost.

If you struggle to keep up with minimum payments on credit cards, personal loans, medical bills, or other unsecured debts, then a debt relief program could be a good idea. It also could be a good idea if you are unable to qualify for a good rate on a consolidation loan, or seeking an alternative to bankruptcy. The bottom line is that as long as it aligns with your specific financial situation and goals, a debt relief program like Freedom Debt Relief could be a good idea.

Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

Statistics reflect the results of the members we and our affiliates have served since 2002 (as of April 2025).

¹ Actual clients of Freedom Debt Relief. Endorsements received as a result of the client’s entries in a Freedom Debt Relief sponsored contest. Clients endorsements shown may be made up of paid and non-paid testimonials. Individual results are not typical and will vary.

² Wall of Fame Grad stories highlight genuine experiences of real clients in our program but are not a direct endorsement or testimonial by the client. Average time in program is 39 months. Some clients may have obtained a loan from an affiliated third party to accelerate their program. Individual results will vary and we cannot guarantee program success.

Freedom Debt Relief, LLC does not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Freedom Debt Relief is located at 1875 S Grant St #400, San Mateo, CA 94402

© 2025 All rights reserved. Freedom Debt Relief, LLC