1. PERSONAL FINANCE

Black Friday Savings and Shopping: 2025 Edition

Black Friday Savings and Shopping: 2020 Edition
 Reviewed By 
Kimberly Rotter
 Updated 
Dec 10, 2025
Key Takeaways:
  • Black Friday is no longer a one-day shopping event, and you don't have to shop in-store.
  • Set a budget and make a shopping list in advance to stay on track and avoid overspending.
  • Compare deals across retailers, and look to mobile shopping apps, browser extensions, and social media for additional ways to save.

One of the most popular shopping holidays of the year is nearly here. Black Friday shopping deals could help you keep more money in your wallet as you shop for holiday gifts and everyday essentials this November.  

Whether you plan to shop in-store or from the comfort of your living room, you can be strategic to maximize your savings. Let's take a closer look at how to save money on Black Friday so you can snap up those deals without going broke or finding yourself in need of debt relief.

Make a Black Friday Shopping Budget

What’s the best tip for how to save money on Black Friday? Don’t overspend. 

Easier said than done, right?

The top way to avoid spending too much is to set a shopping budget. Knowing how much money you've budgeted to spend could help you set priorities and look for deals as you draft your shopping list. Without a financial plan, you may feel tempted to spend beyond your means. 

Also, Black Friday kicks off the holiday season, a high-spending time for most people. Think of your Black Friday shopping budget as one part of your overall holiday spending plan.Take some time to review your regular monthly budget and calculate how much money you have left over for Black Friday shopping. Then set a spending limit and stick to it. 

You'll likely be drawn to many money-saving Black Friday deals. Take steps in advance that could help you avoid going into debt. Remain committed to your spending limit while shopping so you can reach your financial goals more quickly. 

How to Save Money on Black Friday

Once you’ve set a spending limit, you're ready to start shopping for the best deals without going into debt. 

Here are some more money-saving strategies to help you conquer Black Friday. 

Follow retailers on social media

If you want the inside scoop on the best deals, we recommend following the social media accounts of your favorite retailers. This way, you won't miss out on any Black Friday promotions. 

If you don't watch much TV and tend to throw away paper sales flyers, social media can help you stay informed. Another way to get alerts about the best deals is to subscribe to your favorite retailer's email newsletters. Some companies will give you a discount code in exchange for signing up for their email list. 

Plan your Black Friday shopping 

Spending money on impulse buys that you don't need can push you into shopping debt this winter. You could avoid this by planning your Black Friday purchases in advance.

Keep your spending limit in mind as you consider which Black Friday deals are worth your hard-earned dollars. Keep a shopping list ready before you shop. It’ll help you steer clear of impulse purchases and also make your shopping experience less stressful. 

Don’t ignore coupons

Black Friday deals are a great way to save money shopping. But don't overlook opportunities to trim your spending more. Depending on the retailer, you may be able to get a bigger discount on your shopping bill with coupons or promo codes.

Couponing has evolved from the bygone days of clipping 25-cents-off coupons from the newspaper. 

Here are some browser extensions that can help you find coupons and discount codes:

Simply enter a coupon code at checkout to lower your bill. 

Abandon your cart

Here's a trick that some online savings advocates swear by: abandoning your shopping cart. 

If you're shopping online and can't find any relevant coupons or discount codes or feel that your checkout total is too high for your budget, place the items you'd like to purchase in your cart and then leave the website or mobile app.

Some online retailers follow up when customers don't complete the checkout process. You may receive an email or ad from their site with a coupon code. Strategically abandoning your cart might just lead to additional discounts you may not be able to find elsewhere.

Prepare for multi-day deals 

Don't assume that the best deals will only be available for one day. Black Friday has shifted into a multi-day shopping event. Many retailers extend their sales throughout the weekend and promote Cyber Monday deals to help you save money. There's no need to rush to do all your shopping on Black Friday. 

Research deals in advance 

We discussed how making a shopping list can help you prepare for the popular shopping holiday. But it can also be advantageous to compare Back Friday deals across multiple retailers. 

To give you time to plan, many retailers promote their sales fliers weeks in advance of the shopping holiday. It’s beneficial to take time to review retailer ads in advance of Black Friday so you know which retailers to prioritize for the items you plan to buy. 

Download browser extensions and apps

Browser extensions and shopping apps can help you maximize your Black Friday savings. These tools guide you to the cheapest prices and best deals. Consider downloading them before Black Friday. 

Some options include: 

Avoid impulse purchases

Many retailers significantly increase their marketing budgets for the days leading up to and on Black Friday. They want you to spend money, even if you don’t have a specific need. As you shop, resist impulse buys by keeping your shopping list and spending limit top of mind. 

Pro tip: If you’re considering a purchase that wasn’t on your original shopping list, step away and give yourself 24 hours to think about it first. 

Shop online later in the day

Your inbox and social media feed will likely be jam-packed with Black Friday deals. You may be tempted to get your shopping done earlier in the day. Relax. The deals don’t end on Black Friday, and you’ll have plenty of bargains to shop for later in the day and in the days following Black Friday. 

We suggest skipping the morning rush. Shopping in the afternoon or evening allows you to compare sales calmly and make more informed decisions. 

You can also shop Cyber Monday sales. Review sales flyers for both shopping holidays to determine whether to prioritize some purchases on Black Friday or Cyber Monday. 

Common Black Friday Shopping Mistakes to Avoid

Want to breeze through your Black Friday shopping? Here are some more shopping tips:  

  • Be careful with credit cards. When using credit cards, only charge what you can afford to pay off. Credit card interest can quickly put you deeper into debt. To avoid credit card debt, only charge what you can afford and pay your entire statement off in full. If you have existing debt, credit card relief is available. 

  • Don’t buy items just because. Buy only what you need. Don’t feel as if you need to buy something because it’s on sale. 

  • Review retailer return policies. Always review store return policies. Some retailers only offer refunds as a store credit, while others have limited return policies. Knowing a store’s return policy can help you avoid losing money if you change your mind.

  • Doorbusters may not be worth it. It may be better to skip early doorbuster deals. Chasing limited deals like this can make Black Friday more stressful and frustrating. When your nerves are jangled, it’s harder to make sensible shopping decisions.

If you're looking for debt relief in Texas or across the country, we can help. The first step is the most important one—take a look at your options.

Be Smart About Debt This Black Friday

In addition to savings, Black Friday could be an excellent chance to learn how to manage your debt effectively. The less debt you have, the more enjoyable Black Friday shopping can be.

If you're in debt, consider working with a debt relief company like Freedom Debt Relief. Experts can help you understand your debt management option and how debt relief works.

Freedom Debt Relief can help you navigate your debt payoff journey. By taking control of your finances, you can make substantial progress toward improving your financial future.

Insights into debt relief demographics

We looked at a sample of data from Freedom Debt Relief of people seeking debt relief during November 2025. The data provides insights about key characteristics of debt relief seekers.

Credit card tradelines and debt relief

Ever wondered how many credit card accounts people have before seeking debt relief?

In November 2025, people seeking debt relief had some interesting trends in their credit card tradelines:

  • The average number of open tradelines was 14.

  • The average number of total tradelines was 24.

  • The average number of credit card tradelines was 7.

  • The average balance of credit card tradelines was $15,142.

Having many credit card accounts can complicate financial management. Especially when balances are high. If you’re feeling overwhelmed by the number of credit cards and the debt on them, know that you’re not alone. Seeking help can simplify your finances and put you on the path to recovery.

Personal loan balances – average debt by selected states

Personal loans are one type of installment loans. Generally you borrow at a fixed rate with a fixed monthly payment.

In November 2025, 44% of the debt relief seekers had a personal loan. The average personal loan was $10,718, and the average monthly payment was $362.

Here's a quick look at the top five states by average personal loan balance.

State% with personal loanAvg personal loan balanceAverage personal loan original amountAvg personal loan monthly payment
Massachusetts42%$14,653$21,431$474
Connecticut44%$13,546$21,163$475
New York37%$13,499$20,464$447
New Hampshire49%$13,206$18,625$410
Minnesota44%$12,944$18,836$470

Personal loans are an important financial tool. You can use them for debt consolidation. You can also use them to make large purchases, do home improvements, or for other purposes.

Manage Your Finances Better

Understanding your debt situation is crucial. It could be high credit use, many tradelines, or a low FICO score. The right debt relief can help you manage your money. Begin your journey to financial stability by taking the first step.

Show source

Author Information

Natasha Etzel

Written by

Natasha Etzel

Natasha is a contributing writer for Freedom Debt Relief. She is a veteran professional financial writer. She provides realistic strategies to help readers improve their knowledge and change their financial situations.

Kimberly Rotter

Reviewed by

Kimberly Rotter

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Frequently Asked Questions

Can you actually save money on Black Friday?

Yes, you can save money on Black Friday. But not every deal you find is worth it. Some deals have only minimal savings. Also, some retailers inflate original prices to make a Black Friday discount appear larger. To save money, compare deals across multiple retailers. 

What will be cheaper on Black Friday?

Some of the best Black Friday deals are on electronics, appliances, home goods, toys, and video games. You could verify that a deal is genuine by researching the original price before Black Friday. This will also make it easier to determine which deals offer the biggest savings.

How do you avoid overspending on Black Friday?

Setting a budget and creating a shopping list are two ways to help you resist Black Friday overspending. Some simple planning could strengthen your resolve to keep spending under control. Write down: 

  • Specific items you plan to buy 

  • Who you’re shopping for 

  • Maximum spending amount 

By sticking to your budget and resisting impulse purchases, you can shop without overspending.