Debt Solutions Articles

How to Pay Off Debt
Tammi Huang

October 3, 2024

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Bankruptcy: Understand Your Options
Richard Barrington

October 2, 2024

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

October 2, 2024

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

October 1, 2024

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

October 1, 2024

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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How to Deal With Collection Agencies
Peter Warden

October 1, 2024

Learn how to deal with debt collection agencies and bill collectors. What to say to bill collectors and when you can avoid paying a collection agency.

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What Is a Balance Transfer?
Richard Barrington

October 1, 2024

What is a balance transfer? A credit card balance transfer is one way to potentially pay less interest on credit card debt and pay debt off faster. Learn how to do a balance transfer.

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How to Pay Off Medical Debt
Janie Basile

October 1, 2024

Medical costs and debt are a constant headache for millions of Americans. Learn why and how to cut healthcare costs in your life.

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Stay Debt Free This Holiday Season
Anna Baluch

September 30, 2024

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Meet our Clients: Arrowyn A.
Anna Baluch

September 29, 2024

Freedom Debt Relief provides everyday Americans with the knowledge and resources they need to resolve…

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Why Dealing with Debt Isn’t as Scary as You Think
Anna Baluch

September 29, 2024

Dealing with debt doesn’t have to be scary. Find out why and what you can…

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7 Smart Ways to Pay off Student Loans
Justine Nelson

September 29, 2024

Learn how to pay off student loans in seven smart and effective ways that maximize…

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Meet Our Clients: Mike M.
Jessica Thiefels

September 25, 2024

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

September 24, 2024

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

September 24, 2024

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Use Home Equity
Kate Robinson Beckwith

September 24, 2024

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

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Debt Payoff Stories from Instagram Influencers
Sarah Li Cain

September 23, 2024

These five Instagram accounts feature people who paid off more than six figures’ worth of…

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Best Apps to Help Pay Off Student Loans Faster
Jessica Thiefels

September 23, 2024

If you're worried about how you're going to finally pay for your college education, become…

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How to Use Your Home Equity to Pay Off Student Loans
Dave Rathmanner

September 23, 2024

Are you struggling to pay for college or eager to repay student loan debt. Here…

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How to Become Debt-Free in 2019
Housten Donham

September 22, 2024

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

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How to Negotiate a Debt Settlement
John Russo

September 22, 2024

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Not Stress about Money: 4 Key Tips
Charla Myers

September 21, 2024

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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Credit Counseling vs. Debt Settlement vs. Bankruptcy
Gina Freeman (Pogol)

September 21, 2024

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Credit card counseling pros and cons
Erik J. Martin

September 21, 2024

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

September 21, 2024

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How to avoid common pitfalls in debt settlement
Richard Barrington

September 21, 2024

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

September 20, 2024

Got too much debt? Here’s how debt settlement might help.

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The psychological benefits of settling your debts 
Aaron Crowe

September 20, 2024

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Is Debt Settlement Worth It?
Richard Barrington

September 20, 2024

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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5 Ways to Get Rid of Debt Stress
Thilini Wijesinhe

September 20, 2024

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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10 Holiday Shopping Debt Traps You Need to Avoid
Charla Myers

September 20, 2024

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

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5 Strategies to Help Manage Small Business Debt
Anna Baluch

September 20, 2024

In tough times, you will need to work even harder to manage your small business…

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Understanding Bankruptcy and Debt
Anna Baluch

September 20, 2024

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

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Tips to Defend Yourself Against Zombie Debt
John Russo

September 20, 2024

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

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Debt Snowball or Debt Avalanche: Which is Better?
Tammi Huang

September 20, 2024

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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What is Zero-Based Budgeting?
John Russo

September 20, 2024

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

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3 Reasons People Stay In Debt
Tammi Huang

September 20, 2024

People get into debt for many reasons. But sometimes, they stay in debt because they…

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Debt – Is It a Dating Deal Breaker?
Tammi Huang

September 19, 2024

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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How to Tell the Difference Between Good Debt and Bad Debt
John Russo

September 19, 2024

What is good debt vs bad debt? Learn about how good debt can help you and improve your credit and how to conquer bad debt that could be holding you back.

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Do it Yourself
Aimee Bennett

September 19, 2024

This could be the right solution for you if you are able to consistently pay more than the minimum balance due each month.

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11 Tips for Talking to Your Partner about Debt
John Russo

September 19, 2024

Find out how you and your significant other can make a plan to save more…

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?
Richard Barrington

September 19, 2024

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Debt Load and Your Finances
Richard Barrington

September 19, 2024

Debt load measures how big a burden your debts are becoming so you can plan to keep your payments manageable.

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Tax Consequences of Debt Settlement
Richard Barrington

September 19, 2024

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

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The Gift of Financial Freedom - How to Avoid Holiday Debt
Thilini Wijesinhe

September 19, 2024

With the right plan, you can enjoy the festive season without getting into holiday debt.

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Can You Get An Emergency Loan With Bad Credit?
Gina Freeman (Pogol)

September 19, 2024

If you need cash fast, an emergency loan is one solution and you can qualify even with bad credit. Learn about your options.

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Debt Consolidation vs Bankruptcy for Debt Problems: Which Is Better?
Erik J. Martin

September 19, 2024

Debt consolidation and bankruptcy are very different solutions for debt problems. What's better for you?

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How to Be Debt-Free by Retirement
Richard Barrington

September 18, 2024

How to retire debt-free: Should I pay off my mortgage before I retire?

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5 Steps to Get Debt-Free Fast
Richard Barrington

September 18, 2024

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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Client Stories: Mounting Credit Card Interest Prompts Action
Aimee Bennett

September 18, 2024

A story about a Freedom Debt Relief client who funded his college life with credit cards and faced mounting credit card interest.

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