Debt Solutions Articles

Meet Our Clients: Mike M.
Jessica Thiefels

February 24, 2020

After years of feeling stuck, Mike M. contacted Freedom Debt Relief and took control of…

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6 Steps to Finally Get Rid of Your Debt in 2025
Mallika Mitra

January 8, 2025

Take control of your finances in 2025 with six steps to get rid of debt, from choosing a repayment plan to negotiating with creditors. Start your debt-free journey today.

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How to Negotiate Debt Settlement on Your Own: A DIY Guide
Aly J. Yale

August 21, 2022

While many consumers use a professional debt relief company for settling their debts, it is possible to DIY it, and doing so could save you money — at least if...

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Should You Use a Home Equity Loan to Pay Off Debt?
Housten Donham

September 18, 2019

Using your home equity to pay off debt could be a smart choice. But it's important to know the pros and cons before paying off debt with a home equity loan.

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How to Use Home Equity
Kate Robinson Beckwith

September 4, 2019

It's important that you learn how to use home equity if you choose to use some of your home's value to make home improvements, pay off debt, or pay tuition.

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Debt Payoff Stories from Instagram Influencers
Sarah Li Cain

July 24, 2019

These five Instagram accounts feature people who paid off more than six figures’ worth of…

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Best Apps to Help Pay Off Student Loans Faster
Jessica Thiefels

June 12, 2019

If you're worried about how you're going to finally pay for your college education, become…

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How to Use Your Home Equity to Pay Off Student Loans
Dave Rathmanner

March 22, 2019

Are you struggling to pay for college or eager to repay student loan debt. Here…

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How to Become Debt-Free in 2019
Housten Donham

January 16, 2019

2019 is here and if one of your New Year’s resolutions is to tackle your credit card debt, we could help! Read on to learn about 4 popular and effective ways to get out of credit card debt.

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How to Negotiate a Debt Settlement
John Russo

October 22, 2018

Can't pay your debt? Learn how to negotiate credit card debt settlement with creditors by yourself or with a professional debt settlement company.

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How to Not Stress about Money: 4 Key Tips
Charla Myers

October 12, 2017

Wondering how to not stress about money? Check out these four tips for dealing with and overcoming the financial stress in your life.

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Credit Counseling vs. Debt Settlement vs. Bankruptcy

Compare credit counseling and debt management plan (DMP) to debt settlement (debt relief) and bankruptcy.

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Credit card counseling pros and cons
Erik J. Martin

April 12, 2023

Credit card counseling agencies can help you learn how to manage your credit and debts. Find out more here.

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7 Steps to Prepare For the Debt Settlement Process
Richard Barrington

June 24, 2024

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

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How to avoid common pitfalls in debt settlement
Richard Barrington

June 24, 2024

Learn how to avoid pitfalls and get your finances back on track with debt settlement.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

June 19, 2024

Got too much debt? Here’s how debt settlement might help.

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The psychological benefits of settling your debts 
Aaron Crowe

June 17, 2024

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Is Debt Settlement Worth It?
Richard Barrington

June 17, 2024

Debt settlement has both costs and benefits. We'll walk you through the strategy that could eliminate some of your debt.

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5 Ways to Get Rid of Debt Stress
Thilini Wijesinhe

March 19, 2023

Debt stress can affect your health and well-being. Learn about 5 proven ways to get rid of debt stress and take control of your finances.

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10 Holiday Shopping Debt Traps You Need to Avoid
Charla Myers

November 21, 2017

Shop early, get free shipping, look for treasures: Here are 10 helpful tips on celebrating…

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5 Strategies to Help Manage Small Business Debt
Anna Baluch

April 2, 2020

In tough times, you will need to work even harder to manage your small business…

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Understanding Bankruptcy and Debt
Anna Baluch

May 15, 2020

The coronavirus has led to more people filing for bankruptcy, but that isn't always the…

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Tips to Defend Yourself Against Zombie Debt
John Russo

October 25, 2018

Knowing whether your old debt has truly expired can be tricky. Read these tips for…

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Debt Snowball or Debt Avalanche: Which is Better?
Tammi Huang

October 28, 2018

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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What is Zero-Based Budgeting?
John Russo

February 28, 2019

What is zero-based budgeting? It's a smart way to track your income and expenses, but you should also be aware of zero-based budgeting pros and cons.

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3 Reasons People Stay In Debt
Tammi Huang

January 13, 2017

People get into debt for many reasons. But sometimes, they stay in debt because they…

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