Debt Solutions Articles

How to Get Out of Debt With No Money
Lyle Daly

November 12, 2026

Broke and in debt? Learn what creditors could do, and where to find real help.

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How to Build an Emergency Fund While Paying Down Debt
Mallika Mitra

November 12, 2026

You don’t have to choose between saving and paying off debt — here’s how to do both, one smart step at a time.

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11 Smart Ways to Pay off Student Loans
Cole Tretheway

November 12, 2026

Here are smart, practical ways to pay off student loans faster, from quick tweaks to federal forgiveness programs.

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How to Budget to Pay Off Debt
Kimberly Rotter

November 12, 2026

Making a realistic budget that prioritizes debt payoff is often the best and fastest way to become debt-free.

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Debt Load and Your Finances
Cole Tretheway

November 12, 2026

Your debt load is more than a number. It's the weight your monthly budget carries.

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Is Debt Settlement Worth It?
Kailey Hagen, CFP

November 12, 2026

Debt settlement can cut what you owe, but it comes with real trade-offs. Here's how to weigh them.

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How to Pay Off Student Loans: A Complete Guide
Cole Tretheway

November 12, 2026

Student loans can feel like a lot to manage. Learn clear, practical steps to pay them off with less stress.

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Debt Consolidation vs. Bankruptcy: Which Is Better?
Maurie Backman

November 12, 2026

Debt consolidation and bankruptcy each offer a path through overwhelming debt, just in very different ways.

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What Is Unsecured Debt?
Richard Barrington

November 12, 2026

Learn what is considered unsecured debt, how to manage it and how to get out of unsecured debt.

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Emergency Funds: How to Prepare for the Unexpected
Ashley Maready

November 12, 2026

Save $500 to $1,000 to start, then grow from there. Learn how to build an emergency fund step by step, even on a tight budget.

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How Much Does Credit Counseling Cost?
Natasha Etzel

November 12, 2026

Credit counseling costs vary by agency. Many services start with a free consultation and clear, upfront fees.

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How Much Does It Cost to File Bankruptcy?
Gina Freeman (Pogol)

November 12, 2026

Bankruptcy can cost $0 or $4,000. Here's what actually decides the price.

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Good Debt vs. Bad Debt: How to Tell the Difference
Maurie Backman

November 12, 2026

A mortgage and a credit card balance don't affect your money the same way. Here's the real difference.

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6 Steps to Finally Get Rid of Your Debt in 2027
Kimberly Rotter

November 11, 2026

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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11 Smart Ways to Pay off Student Loans
Cole Tretheway

November 11, 2026

Here are smart, practical ways to pay off student loans faster, from quick tweaks to federal forgiveness programs.

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Debt Collection Lawsuit: Here's How to Protect Yourself
Ben Gran

November 10, 2026

You’ve got rights even when debt collectors are threatening to sue. Here’s how to avoid a debt collection lawsuit.

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Can You Use Your Home Equity to Wipe Out Student Loans? Here's How It Works.
Richard Barrington

November 10, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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4 Signs Your Debt Repayment Strategy Might Be Failing
Kimberly Rotter

November 10, 2026

Debt repayment strategy isn’t working out? It might be time to make a change. Here’s how.

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Debt Payoff Plan Isn’t Working: How to Fix It
Kimberly Rotter

November 10, 2026

If your debt payoff plan is causing you frustration, we’ll show you some solutions to get on a successful path.

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Money Moves to Help You Deal With Debt in 2026
Natasha Etzel

November 10, 2026

Want to make debt repayment more manageable? Here are a few money moves to help you deal with debt in 2026.

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When Can You Buy a Home After Short Sale?
Ashley Maready

November 10, 2026

Want to own a home again after a short sale? Here’s how to make it happen.

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How to Create a Debt Snowball Method Spreadsheet for Free
Maurie Backman

November 10, 2026

Want to get rid of your debt? Learn how to create a debt snowball method spreadsheet without spending a dime.

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Are There Legit Debt Relief Programs?
Lyle Daly

November 10, 2026

There are legit debt relief programs, and our guide explains how to find one that’s right for you.

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Which Debt Should I Pay Off First?
Kailey Hagen, CFP

November 10, 2026

Juggling multiple debts gets easier with a solid repayment plan. Here's how to prioritize your debts.

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Income-Driven Repayment Is Changing Under Trump
Kimberly Rotter

November 10, 2026

Have federal student loans? Check out the upcoming changes to income-driven repayment plans.

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Knowing How to Reduce Monthly Expenses to Pay Off Debt Isn't Enough
Kimberly Rotter

November 10, 2026

If you’ve cut all you can and it’s not enough, check out these other ways to handle debt.

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