All Articles

Is An Authorized User Responsible For Debt?
Brittney Myers

March 8, 2026

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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How to Settle SBA Loan Debt: Complete Guide to Debt Relief Options
Kailey Hagen

March 8, 2026

It's possible to settle your SBA loans. Here's how to get started.

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What Is Envelope Budgeting?
Kailey Hagen

March 8, 2026

Envelope budgeting could make managing your finances a lot easier. Here's how to get started.

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What Is a Pay-for-Delete Agreement?
Dana George

March 8, 2026

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

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Tips for Paying Off Credit Cards
Richard Barrington

March 8, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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How Long After Debt Settlement Can I Buy a House?
Dana George

March 8, 2026

Debt settlement won't end your homeownership dreams for good, but it might delay them a bit. Here's the deal.

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5 Ways to Get Help With Vet Bills
Rebecca Lake

March 8, 2026

Vet bills can break the bank, but there are ways to get help paying for pet care.

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Does Credit Utilization Matter If You Pay in Full?
Cole Tretheway

March 8, 2026

You can pay off your full statement balance and still get dinged for credit utilization.

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What Is VantageScore?
Cole Tretheway

March 8, 2026

Lenders are looking at VantageScores more than ever before. Here’s what you need to know.

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The Statute of Limitations on Debt Has Passed. Now What?
Kailey Hagen

March 8, 2026

The end of the statute of limitations could be a game-changer for your debt. Here’s how to handle it.

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Can Just One Spouse Sign Up for a Debt Settlement Program If the Other Is Unwilling?
Dana George

March 8, 2026

If you need a debt settlement program, here's what you need to know if your spouse is unwilling.

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What Are Debt Relief Loans?
Lyle Daly

March 7, 2026

A debt relief loan could simplify the process of paying back your debts. Our guide explains how this loan works and when it may be a good choice.

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Is a 600 Credit Score Bad?
Richard Barrington

March 7, 2026

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

March 7, 2026

There are four tactics for protecting deposits from creditors.

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Credit Score Chart and Credit Score Range
Richard Barrington

March 7, 2026

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

March 7, 2026

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Does Debt Relief Cancel Credit Cards?
Dana George

March 7, 2026

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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Here’s Your Secret Credit-Rebuilding Weapon After Debt Relief
Ashley Maready

March 7, 2026

Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.

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Auto Loan Debt Relief: How It Works and Who It's Right For
Kailey Hagen

March 7, 2026

Auto loan debt relief could help you get back on stable financial footing. Learn more about the five top strategies.

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Hardship Loans for Bad Credit
Lindsay Vansomeren

March 7, 2026

Short-term money problems are common, especially when your credit needs work. A hardship loan for bad credit may help until you’re back on your feet.

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How to Negotiate Debt Settlement on Your Own
Maurie Backman

March 7, 2026

Some—but not all—creditors may settle your debt if you negotiate well. Here’s how to pull it off.

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How Much Debt Can Be Forgiven With Debt Settlement?
Kimberly Rotter

March 7, 2026

Got too much debt? Here’s how debt settlement might help.

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Scam? The Tax Debt Compromise Program Phone Call
Lyle Daly

March 7, 2026

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Kimberly Rotter

March 7, 2026

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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What Is a Debt Consolidation Loan?
Rebecca Lake

March 7, 2026

A debt consolidation loan can lower your payment, reduce your interest rate, and simplify your debt management. Learn more about the types of debt consolidation loans.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

March 7, 2026

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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