All Articles

How to Use a Secured Credit Card and Build Credit
Karen Cordaway

February 5, 2026

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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How Can I Find Government Credit Card Debt Relief Programs?
Dana George

February 5, 2026

Ads about government credit card relief may be a sham, but don't worry. There are plenty of other options.

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Debt Validation Letter: How to Validate a Debt
Richard Barrington

February 5, 2026

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

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What Is The Difference Between a Credit Report and a Credit Score?
Miranda Marquit

February 5, 2026

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

February 5, 2026

Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Here's how to achieve your debt-free goals.

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Did the Fed Just Help You with Your Credit Card Debt?
Anna Baluch

February 5, 2026

The Fed’s new policy might affect your credit card debt. Find out how and what…

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Access to Credit: Predatory Lending and Payday Loans
Ben Gran

February 5, 2026

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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Is Your Debt Relief Company Legit?
Maurie Backman

February 5, 2026

Wondering if a debt relief company will help or harm? Here’s how to know if you’ve found a legit one.

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What Can Debt Collectors Do?
Kailey Hagen

February 5, 2026

Debt collectors have to follow laws when they contact you. Here's what they can and can’t do, and how to follow up.

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What to Do When You Can’t Pay Your Bills
Lyle Daly

February 5, 2026

Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.

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This One Big Life-Changing Adventure Could Help You Get Out of Debt Fast
Ben Gran

February 5, 2026

Tired of paying for the high cost of living in America? See how you can get out of debt faster by moving abroad.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

February 5, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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Does Debt Relief Hurt Your Credit?
Ben Gran

February 5, 2026

Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.

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What Is the Debt Avalanche Method?
Ashley Maready

February 5, 2026

The avalanche, snowball, and blizzard methods all help you knock out debt fast. Get the 411 on which is right for you.

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How to Lower Credit Utilization
Lindsay Vansomeren

February 5, 2026

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

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Couples and Money: How and Why to Get on the Same Page About Debt
Natasha Etzel

February 4, 2026

Couples often benefit from talking about money. Here's how and why couples should get on the same page about debt.

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Low-Budget Wedding Ideas When You Want to Avoid Debt
Natasha Etzel

February 4, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

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The 3-6-9 Emergency Fund: How Much Do You Really Need?
Maurie Backman

February 4, 2026

Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen

February 4, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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How Long Does it Take to Garnish a Bank Account?
Ben Gran

February 4, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

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Why Financial Literacy Is Not Just a Buzz Term
Maurie Backman

February 4, 2026

Financial literacy can help you save money, get out of debt, and live a better life. Find out more here.

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3 Reasons Your Financial Stress Is At an All-Time High
Cole Tretheway

February 4, 2026

Even if your financial stress is at an all time high, there are ways to…

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Survey: More Women Than Men Are Stressed About Debt
Maurie Backman

February 4, 2026

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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Stay Debt Free This Holiday Season
Maurie Backman

February 4, 2026

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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How to Handle an Unexpected $500 Bill
Cole Tretheway

February 4, 2026

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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What You Should Know About Credit Discrimination
Cole Tretheway

February 4, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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