Trustpilot 4.5 star average rating on over 38,000 reviews for Freedom Debt Relief
Trustpilot
Trustpilot 4.5 star average rating on over 38,000 reviews for Freedom Debt Relief
4.6/5 from 46,643 reviews

All Articles

Do You Really Need a 20% Down Payment?
Maurie Backman

October 16, 2025

It is necessary to make a 20% down payment when buying a home? We interviewed…

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What is a Balance Transfer Fee, and Why Should You Care?
Gideon Sandford

October 16, 2025

Balance transfers can save you money on credit card debt, but to know how much you’ll save, you need to know about balance transfer fees. Learn more here.

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

October 16, 2025

You might be surprised at how quickly your credit score could jump. Here are a few moves that could get you big points fast.

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How Do Student Loans Affect Credit Score?
Maurie Backman

October 16, 2025

Learn how having student debt can help or harm your credit scores.

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

October 16, 2025

If you have debt, explore the debt snowball or debt avalanche method. Both methods involve…

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How to Beat Inflation
Kailey Hagen

October 16, 2025

Inflation is when your cash loses value due to higher prices. Read on to see how you can stay ahead of inflation.

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Couponing: A Beginner’s Guide
Brittney Myers

October 16, 2025

Whether you clip them out of newspapers, flyers, grab them when you enter the store,…

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How to Be Debt-Free by Retirement
Robin Hartill, CFP

October 16, 2025

How to retire debt-free: Should I pay off my mortgage before I retire?

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Will My Collection Accounts Ruin My Spouse’s Credit Score?
Ashley Maready

October 16, 2025

Your credit score only belongs to you—but how you handle credit could affect your spouse. Here’s how.

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Should a Credit Card Serve as Your Emergency Fund?
Ashley Maready

October 16, 2025

An emergency fund keeps you covered when there are surprises. Here’s why a savings account is safer than a credit card.

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What Happens If You’re Deep in Debt But Still Have Good Credit?
Ashley Maready

October 16, 2025

Getting debt help might tank your credit score. But being debt-free is still worth it—you can rebuild your credit.

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7 Ways to Cut Your Expenses When You Already Make Your Own Coffee
Brittney Myers

October 16, 2025

You eat at home and don’t buy coffee out. Now what? Here's how to save when you've already made the usual cuts.

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How Long Does Debt Relief Take?
Richard Barrington

October 15, 2025

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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Should I file for bankruptcy?
Dana George

October 15, 2025

Debt is common nationwide, and millions of Americans seek the best way out. Learn how bankruptcy may help.

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How to Build Credit in 3 Steps
Gina Freeman (Pogol)

October 15, 2025

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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Debt Consolidation Programs: Debt Consolidation Loans and More
Gideon Sandford

October 15, 2025

There are many types of debt consolidation programs that can help improve your financial health, including balance transfer cards and debt settlement plans.

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What Happens to Credit Card Debt When You Die?
Gideon Sandford

October 15, 2025

Worrying about your estate and planning for the future is important.

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How to Read Your Credit Card Statement
Peter Warden

October 15, 2025

Reading your credit card statements can help you manage your money. Your statement will tell you when your interest rate or terms will change. Key details include...

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Credit Card Debt Help: What You Need to Know
Erik J. Martin

October 15, 2025

Credit card debt help won’t work unless you stop overspending. Debt consolidation, debt management, and debt settlement are all solutions for credit card debt.

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How Do Debt Management Plans Work?
Mallika Mitra

October 15, 2025

Struggling with credit card debt? A debt management plan could help you simplify payments, reduce interest, and ...

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

October 15, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates
Charles Morgan Evans

October 15, 2025

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

October 15, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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The Psychological Benefits of Settling Your Debts 
Lyle Daly

October 15, 2025

Need another reason to get rid of debt other than getting your financial life in order? You could feel better emotionally.

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Should You Borrow Money from Friends and Family in Hard Times?
Lyle Daly

October 15, 2025

Borrowing money from friends and family can be tricky, but doable if you and your…

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Should You Start a 529 Plan?
Justine Nelson

October 15, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

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