author

Maurie Backman

Contributing Writer

Maurie Backman is a personal finance writer with over 10 years of experience. Her coverage areas include retirement, investing, real estate, and credit and debt management.

Buy Now, Pay Later Credit Reporting: How Does It Work?
Buy Now, Pay Later Credit Reporting: How Does It Work?

November 9, 2026

Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?

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Can Collection Agencies Take Your Tax Refund
Can Collection Agencies Take Your Tax Refund?

October 26, 2026

If you’re worried about your tax refund being seized, we’ll show you how to avoid garnishment.

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What’s a Good Debt-to-Income Ratio?
How to Lower Your Debt-to-Income Ratio

November 1, 2026

A lower debt-to-income ratio could help you get a loan and manage your bills more easily. Here’s how to get one.

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Stay Debt Free This Holiday Season
Stay Debt Free This Holiday Season

October 8, 2026

Holiday debt sneaks up fast. These debt-free holiday tips help you shop, save, and skip it this year.

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Is Your Debt Relief Company Legit?
Is Your Debt Relief Company Legit?

October 8, 2026

Not all debt relief companies play by the rules. Here's how to spot the ones that do.

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Does paying off credit card help credit score
Does Paying Off Credit Cards Help Your Credit Score?

October 27, 2026

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

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Money Tips for Recent College Grads: Recession Edition
Financial Advice for New Graduates

October 31, 2026

New college grads face financial challenges. But with these tips, you can stay on-track for financial success.

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What Is High-Interest Debt?
What Is High-Interest Debt?

October 23, 2026

High-interest debt can cost you a lot, quickly. Here’s what to do about it.

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Baby Budget
Baby Budget: How New Parents Can Avoid Debt

October 23, 2026

Babies are cute—and expensive. Here’s how to budget as a new parent and steer clear of debt.

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How to Budget as a College Student
How to Budget as a College Student

October 26, 2026

To make the most of your money when you’re a college student, you need a budget. Here’s how to set one up.

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