1. BLOG
author

Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

How to respond to a court summons for credit card debt
How To Respond To A Court Summons For Credit Card Debt

June 25, 2025

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

Read more
How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

June 20, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

Read more
Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

June 29, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

Read more
How to Negotiate a Debt Settlement
How to Negotiate Your Credit Card Debt

July 5, 2025

Our expert shares effective techniques for negotiating credit card debt and putting it behind you.

Read more
How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

June 26, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

Read more
mom and daughter (adult)
Words From the Wise: Financial Tips From Our Moms

July 6, 2025

Blog post tips from FDR team moms

Read more
How to save when you buy furniture.
How to Save on Furniture in 2022

June 20, 2025

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

Read more