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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

May 11, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

April 18, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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How to respond to a court summons for credit card debt
How to Respond to a Court Summons For Credit Card Debt

May 14, 2026

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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What Debts Can Be Settled?
What Debts Can Be Settled?

May 2, 2026

Not all debts can be settled, but many can. Learn your options here.

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Debt Relief vs. Personal Loan
Debt Relief vs. Personal Loan

March 18, 2026

What's the better debt-buster? A personal loan or professional debt relief? Make the right choice for your situation.

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How to save on a vehicle purchase
Spring Survey: Consumers Plan to Buy Cars Despite Costs

March 28, 2026

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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mom and daughter (adult)
Words From the Wise: Financial Tips From Our Moms

March 23, 2026

Blog post tips from FDR team moms

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How to Manage Credit Card Debt Long-Term
How to Manage Credit Card Debt Long-Term

April 20, 2026

Long-term credit card debt is a rude houseguest who steals your money and won't leave. Here's your plan to kick it out.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

March 18, 2026

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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