Gina Freeman (Pogol)
Contributing Author, Editor
Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.
February 1, 2026
Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.
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January 31, 2026
If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.
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February 3, 2026
Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.
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January 24, 2026
Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.
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February 6, 2026
Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.
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February 14, 2026
What's the better debt-buster? A personal loan or professional debt relief? Make the right choice for your situation.
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January 27, 2026
Budget, save a little, and pay down a little, and you can eventually be debt-free and ready for emergencies.
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February 11, 2026
Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.
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February 12, 2026
Blog post tips from FDR team moms
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