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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

February 1, 2026

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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How to Build Credit after Domestic Abuse
Strike Back and Move On: How to Recover From Financial Abuse

January 12, 2026

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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How to save on a vehicle purchase
Spring Survey: Consumers Plan to Buy Cars Despite Costs

January 15, 2026

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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How to respond to a court summons for credit card debt
How to Respond to a Court Summons For Credit Card Debt

January 31, 2026

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

February 3, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

January 27, 2026

A reputable debt relief company won't give you a hard time about canceling. Here’s what to do.

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Can Debt Collectors Take Money From Your Bank Account
Complete Guide to Bank Account Levy and Garnishment

January 24, 2026

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

January 22, 2026

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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How to plan for financial emergencies while paying off debt
How to Plan for Financial Emergencies While Paying Off Debt

January 27, 2026

Budget, save a little, and pay down a little, and you can eventually be debt-free and ready for emergencies.

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