author

Ben Gran

Financial Writer

Ben Gran is a personal finance writer with years of experience in banking, investing and financial services. A graduate of Rice University, Ben has written financial education content for Business Insider, The Motley Fool, Forbes Advisor, Prudential, Lending Tree, fintech companies, and regional banks like First Horizon.

How long does it take to garnish a bank account
Can My Bank Account Be Garnished Without Notice?

October 24, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

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Why Do People Overspend?
Why Do People Overspend?

July 31, 2026

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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How Voting Can Affect Your Personal Finances
Voting With Your Wallet: How Elections Can Affect Your Finances

October 28, 2026

Your vote bridges democracy and your personal finances.

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Why Did My Credit Score Drop
Why Did My Credit Score Drop?

October 27, 2026

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Top 5 Tough Conversations that Could Help You Put Debt Behind You

March 18, 2026

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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What Happens if You Don't Pay Your Student Loans?
What Happens If You Don’t Pay Your Student Loan?

October 27, 2026

Student loans don’t just go away if you ignore them. See what happens if you don’t pay your student loan.

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How to Use Credit Cards Wisely
Can I Still Use My Credit Card After Debt Settlement?

March 15, 2026

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

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Credit Card Interest Rate Cap: What It Could Mean for Your Debt
Credit Card Interest Rate Cap: What It Could Mean for Your Debt

April 3, 2026

The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.

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Does Debt Relief Hurt Your Credit?
Does Debt Relief Hurt Your Credit?

October 28, 2026

Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.

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Want to Get Out of Debt? Focus on This Number First
Want to Get Out of Debt? Focus on This Number First

March 10, 2026

When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.

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