author

Ben Gran

Financial Writer

Ben Gran is a personal finance writer with years of experience in banking, investing and financial services. A graduate of Rice University, Ben has written financial education content for Business Insider, The Motley Fool, Forbes Advisor, Prudential, Lending Tree, fintech companies, and regional banks like First Horizon.

Who Can Access Your Credit Report
Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect

March 23, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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Why Does Higher Credit Utilization Decrease Your Credit Score?
Why Does Higher Credit Utilization Decrease Your Credit Score?

April 1, 2026

Maxing-out credit cards? Higher credit utilization could lower your credit score. See if you might need debt relief.

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Does Paying the Minimum Payment Hurt Your Credit Score?
Does Paying the Minimum Payment Hurt Your Credit Score?

April 18, 2026

Minimum credit card payments mean more interest could impact your credit score. Find out why your payments matter.

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Access to Credit: Predatory Lending and Payday Loans
Access to Credit: Predatory Lending and Payday Loans

April 11, 2026

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Top 5 Tough Conversations that Could Help You Put Debt Behind You

June 13, 2026

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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How to Use Credit Cards Wisely
Can I Still Use My Credit Card After Debt Settlement?

June 4, 2026

Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.

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Credit Card Interest Rate Cap: What It Could Mean for Your Debt
Credit Card Interest Rate Cap: What It Could Mean for Your Debt

April 3, 2026

The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.

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Does Debt Relief Hurt Your Credit?
Does Debt Relief Hurt Your Credit?

May 26, 2026

Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.

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Want to Get Out of Debt? Focus on This Number First
Want to Get Out of Debt? Focus on This Number First

March 28, 2026

When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.

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Moving Back in With Mom and Dad — How to Make the Money Work
Moving Back in With Mom and Dad: How to Make the Money Work

April 4, 2026

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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