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10 Warning Signs of Financial Trouble
Maurie Backman

August 10, 2025

Understanding how to spot the warning signs of financial trouble is the first step toward…

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Credit Card Debt Forgiveness for the Disabled
Cole Tretheway

August 10, 2025

There are no federal credit card debt forgiveness programs for people with disabilities. Creditors can sue you for unpaid debt. Still, they may be unable to collect on the judgment.

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Debt Relief Programs: How They Work and What to Look For
Gina Freeman (Pogol)

August 10, 2025

The debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe. Find out more here.

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What Is a 401(k) Plan?
Jacqueline Backman

August 10, 2025

A 401(k) plan is a way to save and invest for retirement, and your employer might even match your contributions. Find out how they work here.

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Protect Your Identity This Holiday Season
John Russo

August 10, 2025

Learn how to protect your identity online while you’re shopping during the holidays or any other time of year. Find out more here.

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How Much Does Bankruptcy Cost?
Gina Freeman (Pogol)

August 10, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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What's a Credit Report and How Do I Get Mine?
Dana George

August 10, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

August 10, 2025

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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How Much Does Credit Counseling Cost?
Natasha Etzel

August 10, 2025

Credit counseling could help you but it’s usually not free. Learn more here.

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What Is Loan Consolidation?
Richard Barrington

August 10, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen

August 10, 2025

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

August 9, 2025

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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What Is the Lowest Credit Score?
Cole Tretheway

August 9, 2025

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

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7 Smart Ways to Use Your Credit Cards in a Recession
Cole Tretheway

August 9, 2025

Credit cards can help you, rather than hurt you in a recession, as long as…

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What is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

August 9, 2025

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Best Ways to Get Debt Relief
Brittney Myers

August 9, 2025

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

August 9, 2025

It's normal to question whether you'll need to skip a loan payment during these precarious…

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What’s it Like to Go Through Debt Relief?
Richard Barrington

August 9, 2025

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Dana George

August 9, 2025

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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Food Prices Spike: How to Update Your Grocery Budget
Maurie Backman

August 9, 2025

Learn how to adjust your food budget to adapt to rising grocery prices and avoid…

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How To Respond To A Court Summons For Credit Card Debt
Gina Freeman (Pogol)

August 9, 2025

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Credit Card Debt Relief
Erik J. Martin

August 9, 2025

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Kailey Hagen

August 9, 2025

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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How Does Debt Consolidation Work?
Richard Barrington

August 9, 2025

Learn how debt consolidation works and if it's the right debt solution for you.

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Can You Go To Jail For Credit Card Debt?
Ben Gran

August 9, 2025

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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7 Tips to Help You Pay Off Credit Card Debt
Richard Barrington

August 9, 2025

Credit card debt can be overwhelming. Learn to crush it with these tips.

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